Capital for your metal fabrication shop — Metal Fabrication Financing
Get the machinery your shop needs to increase throughput without depleting your operating cash reserves.
Soft credit inquiry, zero obligation, no upfront fees.
- CNC machine
- Press brake
- Laser cutter
- Job shop
- Capital expenditure
- Equipment lease
- Term loan
- Working capital
Industrial metal fabrication equipment financing and machinery leasing for US-based manufacturing shops
Financing options matched to your situation, in one place.
- LEASE Machinery leasing Low monthly payments for high-value equipment with flexible end-of-term buyouts.
- LOAN Term financing Fixed payments over 24 to 72 months to own your fabrication equipment outright.
- WORKING Working capital Cash for daily shop operations, materials, or sudden repair expenses.
- USED Used equipment Financing for pre-owned press brakes and lasers verified for shop floor use.
- $10K–$1M Funding range
- 24–48 hours Approval turnaround
- 1 soft pull Credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Fast approvals
- Credit decisions within 48 hours for qualified applicants.
- Skip the weeks of documentation required by traditional commercial banks.
Industry focus
- Lenders understand the resale value of specialized CNC machinery.
- Loans designed specifically for manufacturing cycle times and cash flow.
Tax advantages
- Section 179 deductions may apply for qualifying equipment purchases.
- Consult your tax professional about potential 2026 expense write-offs.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Insufficient years in business
Traditional banks often require five years of operations to approve equipment loans.
Specialized equipment concerns
Generalist banks struggle to value niche CNC or laser cutting machinery for collateral.
Imperfect credit history
Traditional lenders use rigid credit scoring models that ignore shop performance.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Ohio Job Shop
Acquiring a high-speed fiber laser cutter to replace an aging CO2 unit.
Texas Welding Shop
Purchasing a new hydraulic press brake and automated back gauge.
California Fabricator
Adding a 5-axis CNC machining center to expand aerospace parts capacity.
Pennsylvania Machine Shop
Repairing mission-critical machinery and buying essential raw materials.
Commercial real estate loans
Expanding your shop floor requires more than just new machinery. We connect owners with lenders offering financing for industrial warehouse expansion and building acquisition.